Business Loan Calculator
Calculate your loan's monthly payments based on APR, total amount, and loan term.
Estimate your Business Loan Payments
This is the information you’ll need to enter in order to gain a clear picture of a repayment schedule.
Loan amount: This is the total amount your business plans to borrow.
Loan term: This is the length of time for your loan; please enter this in months.
Annual percentage rate (APR): The total cost of borrowing, including the interest rate and any fees over the life of the loan. If you don’t know the APR, you can enter the interest rate instead. If your lender provides a factor rate, multiply it by your total loan amount to estimate your interest cost (see example below).
Step 2: Calculate your results
Once you press “calculate loan,” the tool will generate the following results (You can modify the inputs to test different loan scenarios).
Monthly Payment: The set amount you’ll pay each month, which includes the loan principal, interest, and any fees.
Total Interest Paid: The full amount you'll pay in interest over the life of the loan. Paying off the loan early could reduce this total, unless your lender charges a prepayment penalty.
Total Payments: The overall amount you’ll repay, including the original loan amount, interest, and fees.
How to Use the Business Loan Calculator
The Capital Infusion business loan calculator helps you gauge the payments and total amount of principal and interest you’ll pay over the loan term. Play around to find a repayment scenario that is ideal for your business.
Step 1: Enter your information
Top 3 Business Loans
There are many business loan options available, each designed to meet specific business needs. Finding the right one can feel overwhelming, but understanding the basics will simplify your choice. Below are the three most popular loan types to help your business thrive:
Working Capital: A working capital loan is a type of financing designed to cover the short-term operational needs of a business. Unlike long-term financing, working capital loans are typically repaid within a year and are used to manage fluctuations in cash flow, fund immediate expenses, or capitalize on sudden business opportunities. These loans often come with flexible repayment terms and may feature variable interest rates, which can influence the total repayment amount.
Revolving Line of Credit: A revolving line of credit is a flexible financing option that allows businesses or individuals to borrow money up to a certain limit, pay it back, and borrow it again as needed. It’s similar to a credit card in terms of its revolving nature, but typically offers a higher credit limit and lower interest rates.
Equipment Financing: Equipment financing is a tailored financial solution that allows businesses to purchase essential new or used equipment without the burden of heavy upfront costs. This specialized form of business lending is crucial for companies looking to enhance their operational capacity or update their technology and machinery.
Here's what other business owners are saying...
1. Look at how much money your business makes, what it spends, and what costs are coming up soon. Knowing these things helps you pick the right type of loan and makes it easier to get approved.
2. Choose between working capital, equipment financing, or a true revolving credit line. Capital Infusion offers loans directly and through partner companies, with easy paperwork, quick approvals, and competitive rates.
3. Complete a simple 1-page application and submit four months of business bank statements. This helps you get fast approvals, usually within 24-48 hours, as well as customized help for your business.
What to Consider When Choosing the Right Business Funding Partner
Before you take out a business loan, consider your business needs and the total cost of borrowing.
Check If You Pre-Qualify For a Loan Today!
Capital Infusion offers direct loans and marketplace funding options designed to fit your specific business needs. Whether you're investing in new equipment, funding daily operations, or planning for growth, our streamlined platform and dedicated support team give you quick, easy access to competitive financing- all in one convenient place.
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