
Upcoming Contracting Projects
Case Overview
Reason: Upcoming Projects
Funding Amount: $100,000
Approval Amount: $102,000
Industry: Home Renovations
Use of Funds: Growth Stability
Program Type: Working Capital
The Story
Blake Fiorito nos acompaña una vez más para hablar sobre un cliente que logró asegurar $100,000 en capital de trabajo para sus próximos proyectos de contratación. El cliente tenía un expediente abierto con dos de nuestros competidores. Blake lo guió en el proceso y le aconsejó que redujera un poco más su deuda antes de solicitar financiación adicional para poder realizar un pago semanal y obtener una cantidad mayor de la necesaria.
Translation:
Blake Fiorito joins us once again to discuss a client he was able to secure $100,000 in working capital for some upcoming contracting projects. The client had an open file with two of our competitors Blake was able to guide him through the process and advised him to paydown his debt a bit more before applying for additional funding in order to be able to provide a weekly payment and be able to secure a larger amount of money than needed.
The Details
The Client
A Canadian company specializing in home renovations, specifically kitchen and bathroom remodels.
Actively working on multiple home improvement projects.
Had prior experience working with two other funding companies.
The Situation
Initially reached out in August of the previous year seeking additional funds for pending renovation projects.
Was not satisfied with the funding terms and limits offered by other lenders.
Came back in February after reducing outstanding balances with other lenders to explore better funding options.
Needed the maximum amount possible to complete upcoming renovation jobs.
The Solution
Initially secured a smaller loan while advising the client to wait and reduce existing balances.
Later (in February), approved a $100,000 loan over 12 months after reevaluating his file.
Loan had:
Longer term
Lower cost
More manageable weekly payments
The process took only 3 days from start to funding with no major obstacles.
Client was very satisfied, stating the loan helped him complete all planned projects.
Reconnected again in May, and client confirmed things were going well; open to future funding or renewal.