SBA Loan Calculator
Use our SBA loan calculator to estimate your monthly payments, interest costs, and total loan expenses.
How to Use the SBA Loan Calculator
The Capital Infusion SBA loan calculator helps you gauge the payments, and interest rate. Play around to find a repayment scenario that is ideal for your business.
Step 1: Enter your information
This is the information you'll need to enter in order to gain a clear picture of your SBA loan terms.
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The Loan Amount: This is the total amount your business plans to borrow.
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Loan Term: This is the length of time for your loan. This is fixed at 10 years as it is the most common term length for an SBA Loan.
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Interest Rate: The percentage of an amount of money that is paid for its use over a period of time. The amount may be borrowed or lent, and the interest rate usually refers to the annual cost of borrowing.
Step 2: Calculate your results
Once you have adjusted the scroll bar to the amount you are looking for it will generate the following results (You can modify the inputs to test different loan scenarios).
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The Loan Amount: This is the total amount your business plans to borrow.
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Interest Rate: The percentage of an amount of money that is paid for its use over a period of time. The amount may be borrowed or lent, and the interest rate usually refers to the annual cost of borrowing.
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The Loan Amount: This is the total amount your business plans to borrow.
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Loan Term: This is the length of time for your loan. This is fixed at 10 years as it is the most common term length for an SBA Loan.
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Estimated Monthly Payment: The set amount you'll pay each month, which includes the loan principal, interest, and any fees.
Top 3 Business Loans
There are many business loan options available, each designed to meet specific business needs. Finding the right one can feel overwhelming, but understanding the basics will simplify your choice. Below are the three most popular loan types to help your business thrive:
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Working Capital: A working capital loan is a type of financing designed to cover the short-term operational needs of a business. Unlike long-term financing, working capital loans are typically repaid within a year and are used to manage fluctuations in cash flow, fund immediate expenses, or capitalize on sudden business opportunities. These loans often come with flexible repayment terms and may feature variable interest rates, which can influence the total repayment amount.
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Revolving Line of Credit: A revolving line of credit is a flexible financing option that allows businesses or individuals to borrow money up to a certain limit, pay it back, and borrow it again as needed. It’s similar to a credit card in terms of its revolving nature, but typically offers a higher credit limit and lower interest rates.
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Equipment Financing: Equipment financing is a tailored financial solution that allows businesses to purchase essential new or used equipment without the burden of heavy upfront costs. This specialized form of business lending is crucial for companies looking to enhance their operational capacity or update their technology and machinery.
Here’s what other business owners are saying...
Our clients say
1. Look at how much money your business makes, what it spends, and what costs are coming up soon. Knowing these things helps you pick the right type of loan and makes it easier to get approved.
2. Choose between working capital, equipment financing, or a true revolving credit line. Capital Infusion offers loans directly and through partner companies, with easy paperwork, quick approvals, and competitive rates.
3. Complete a simple 1-page application and submit four months of business bank statements. This helps you get fast approvals, usually within 24-48 hours, as well as customized help for your business.
What to Consider When Choosing the Right Business Funding Partner
Before you take out a business loan, consider your business needs and the total cost of borrowing.
Frequently asked questions
Check If You Pre-Qualify For a Loan Today!
Capital Infusion offers direct loans and marketplace funding options designed to fit your specific business needs. Whether you're investing in new equipment, funding daily operations, or planning for growth, our streamlined platform and dedicated support team give you quick, easy access to competitive financing- all in one convenient place.
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