Disaster Relief Receivables
Case Overview
Reason: Gap Receivables
Funding Amount: $200,000
Approval Amount: $200,000
Industry: Disaster Relief
Use of Funds: Business Stability
Program Type: Working Capital
The Story
Erik Anderson sits down to discuss a client in the disaster relief business he was able to secure $200,000 for in 8 hours. He talks about how he secured the file, what competing on a deal is like, and how the client was using the funds once they received them.
The Details
The Client
Disaster relief and restoration business
Strong financial profile: excellent revenue, good time in business, strong credit score
A-paper client (top-tier creditworthiness)
Industry paid through insurance contracts (lower risk profile)
Found Capital Infusion through Facebook advertising
The Situation
Needed funding urgently (a "need" versus a "want" situation)
Required over $200,000 quickly for immediate business needs
Likely needed funds for payroll, equipment opportunity, materials for a client project, or similar urgent requirement
Applied to multiple lenders through Facebook (competing file situation)
Needed same-day funding similar to a credit card or line of credit
The Solution
Erik Anderson processed the application from Facebook inquiry through funding in approximately 8 hours
Completed entirely same day: online inquiry → application and bank statements → phone approval → wire sent
Secured over $200,000 with one of the best rates and longest terms available
Capital Infusion as a private lender could make quick decisions without board approval
Wire sent same day (before wire cutoff time)
No complications on the deal due to:
Clean ownership structure (51%+ ownership clear)
No judgments or liens
Strong insurance-based revenue stream (similar to medical industry)
A-paper credit profile
Client was extremely happy and surprised by the speed
Result: Client expanded their business, drastically increased marketing, and expected to hit record months/quarters using the funding to grow market share