SBA Working Capital (Asset-Based) Line of Credit

A SBA Working Capital (Asset-Based) Line of Credit is a short-term financing solution backed by the U.S. Small Business Administration that allows businesses to leverage their existing assets to access working capital.
Helps small businesses convert short-term assets (like pending invoices and inventory) into cash, providing liquidity for day-to-day operations such as payroll, rent, and utilities.
Eligibility: Businesses must have accounts receivable and/or inventory to secure the credit line.
Ideal for companies with strong sales but limited cash flow, this line of credit supports smooth operations and growth without requiring long-term debt.