SBA Business Physical Disaster Loans (BPDL)

SBA Business Physical Disaster Loans (BPDL) are long-term, low-interest loans provided by the U.S. Small Business Administration to help businesses recover from physical damage caused by a declared disaster.

Designed to help businesses repair or replace property damaged by a declared disaster, these loans cover losses not fully covered by insurance.

Loan Amount: Up to $2 million

Purpose: Repairs or replacements for real estate, equipment, inventory, and other physical assets

Eligibility: Businesses located in a declared disaster area that suffered physical damage

BPDLs offer critical financial support to help businesses restore operations and rebuild after natural disasters, vandalism, or other catastrophic events.