SBA Export Working Capital Loan

An SBA Export Working Capital Loan is a government-backed financing program designed to support small businesses engaged in international trade by providing the working capital needed to fulfill export sales.

Provides up to $5 million to finance export transactions, including purchase orders from foreign buyers, letters of credit, and long payment cycles.

Loan Amount: Up to $5 million

Interest Rates: 6% – 10% (varies, monitored by SBA)

Terms: Typically 12 months, up to 3 years

This loan ensures exporters have the cash flow needed to fulfill international sales, manage production costs, and compete effectively in global markets.