Wholesale Retail Inventory
Case Overview
Reason: Operating Expenses
Funding Amount: $275,000
Approval: $275,000
Industry: Retail Supplier
Use of Funds: Inventory
Program Type: Line of Credit
The Story
Rio Pampallona sits down to discuss a retail supply store he recently helped secure a $275,000 line of credit in under 48 hours. Rio walks us through the decision-making process, what the client was looking for, and the flexibility a line of credit was able to offer.
The Details
The Client
Texas-based large retail supply store.
In business for about 10 years.
Had strong financials and good credit.
New to alternative financing, previously only worked with traditional banks.
The Situation
Needed capital to purchase inventory ahead of the busy season.
Inventory turnover took 60–90 days, so cash flow timing was crucial.
Wanted a flexible financing option to pull funds as needed and repay after sales.
The Solution
The client chose a revolving line of credit over a term loan for its flexibility.
Approved and funded $275,000 within 48 hours.
Set up on a 2-year payback term.
Minimal documentation required: voided check, 2024 balance sheet, profit & loss statement.
The client appreciated the speed, simplicity, and ease of the funding process.