Architecture Firm Operations
Case Overview
Reason: Additional Funds
Funding Amount: $150,000
Approval: $150,000
Industry: Architecture
Use of Funds: Growth Stability
Program Type: SBA
The Story
Meet Rio Pampallona, a senior financial advisor here at Capital Infusion, join us as he sits down and talks about an SBA loan he secured for an architecture firm in Missouri.
He talks in-depth about the initial conversation with the client where he learned their funding needs and the terms they were looking for. He discusses how he was able to pre-approve them through a prequalification screening and secured the longer terms and the lower interest rate the client was specifically looking for.
The Details
The Client
The business owner was already familiar with alternative lending.
They had a shorter-term working capital loan in place.
He was actively working with another company in the alternative lending space.
The Situation
Needed additional funds.
Was seeking a longer-term financing solution with lower payments.
Wanted to consolidate existing short-term debt.
Interested in a more sustainable, lower-interest loan rather than another short-term product.
The Solution
Assessed that the client was a strong candidate for an SBA loan based on the initial consultation.
Sent a quick pre-approval link—client was pre-qualified within 30–60 minutes.
Moved quickly from pre-approval to document collection and formal offer.
Secured a 10-year SBA loan with:
Lower interest rate.
Consolidation of existing debt.
Significant net new capital after payoff.
Completed funding in 3.5 weeks (much faster than the typical 6–8 week SBA timeline).
The client was very happy with the speed, terms, and transparency of the process.