Pending Construction Projects
Case Overview
Reason: Upcoming Projects
Funding Amount: $125,000
Approval Amount: $125,000
Industry: Construction
Use of Funds: Business Stability
Program Type: Working Capital
The Story
Ray Ortega sits down to discuss how he was able to secure $125,000 in working capital for a construction company based out of New York. He walks us through why they needed the funds, what they needed the funds for, and how he made sure the business was able to sustain those loans.
The Details
The Client
The client is the owner of a construction company based in New York.
He initially reached out through Capital Infusion’s website.
He had multiple projects scheduled within a short time frame (one due in 30 days, another in 60, and more in the following 90 days).
His primary goal was to secure continuous financing that was sustainable, while allowing his business to operate at maximum capacity.
The Situation
The client needed access to capital to cover multiple projects in quick succession.
He wanted financing that could be layered over time without overleveraging the business.
Underwriting required assurance that the business had incoming receivables to support repayment of each new loan.
The client was initially cautious and wanted to ensure the financing structure was feasible and reliable.
The Solution
Capital Infusion provided a structured financing plan that started with a $125,000 starter loan to launch the first projects.
After 60 days, the client received an additional $80,000, followed by another $50,000 90 days later.
Once a smaller project neared completion, Capital Infusion funded an additional $40,000 to cover materials and payroll.
Over six months, the client secured multiple rounds of financing totaling nearly $300,000.
Approval for each round was supported by providing accounts receivable reports showing invoices and payments due in the next 30, 60, and 90 days.
This structure allowed the client to manage payments comfortably, build trust in the process, and keep all projects moving forward without delays.
With completed projects added to his portfolio, the client is now using that track record to pursue larger commercial jobs and city permits.