APR Calculator
Calculate your loan's APR based on loan amount, interest rate, and loan term.
Working Capital Loan APR Calculator
How to Use the APR Calculator
Capital Infusions' APR calculator helps you determine a loan's APR based on its loan amount, repayment amount, and number of payments. You can use it as you compare offers and determine which one is best for your business.
Step 1: Enter your information
This is the information you’ll need to enter to gain an understanding of what the annual percentage rate of the loan you are considering would be.
Loan amount: This is the total amount your business plans to borrow.
Payback amount: The total amount of money your business has to pay back to the lender.
Number of Payments: The total number of payments needed to pay back the money borrowed.
Step 2: Calculate your results
Once you press “calculate loan,” the tool will generate the following results (You can modify the inputs to test different loan scenarios).
Payment per Installment: The set amount you’ll pay each payment period, which includes the loan principal, interest, and any fees.
Estimated APR: An approximate calculation of the total cost of a loan per year, expressed as a percentage. It includes not just the interest rate, but also certain fees or costs associated with the loan.
Total Financing Cost: The overall amount you’ll repay, including the original loan amount, interest, and fees.
Top 3 Business Loans
Business loans come in a variety of programs; there is a world of possibilities for your business to choose from. Selecting the right one for your business can be challenging, but having a basic understanding of the available loans and their functions can help you make an informed choice for your business. Below are the top-performing business loans available to small businesses:
Working Capital: A working capital loan is a type of financing designed to cover the short-term operational needs of a business. Unlike long-term financing, working capital loans are typically repaid within a year and are used to manage fluctuations in cash flow, fund immediate expenses, or capitalize on sudden business opportunities. These loans often come with flexible repayment terms and may feature variable interest rates, which can influence the total repayment amount.
SBA Loan: An SBA loan offers a federally backed option to small businesses in the United States. These loans offer larger amounts of capital, ranging $50,000 to $5,000,000 from and longer terms up to 25 years. These loans take a longer time to approve versus working capital, but they are a good option for small businesses looking for a larger amount of capital not typically available in a shorter-term loan.
Equipment Financing: Equipment financing is a tailored financial solution that allows businesses to purchase essential new or used equipment without the burden of heavy upfront costs. This specialized form of business lending is crucial for companies looking to enhance their operational capacity or update their technology and machinery.
Here's what other business owners are saying...
1. Look at how much money your business makes, what it spends, and what costs are coming up soon. Knowing these things helps you pick the right type of loan and makes it easier to get approved.
2. Choose between working capital, equipment financing, or a true revolving credit line. Capital Infusion offers loans directly and through partner companies, with easy paperwork, quick approvals, and competitive rates.
3. Complete a simple 1-page application and submit four months of business bank statements. This helps you get fast approvals, usually within 24-48 hours, as well as customized help for your business.
What to Consider When Choosing the Right Business Funding Partner
Before you take out a business loan, consider your business needs and the total cost of borrowing.
Frequently asked questions
Check If You Pre-Qualify For a Loan Today!
Capital Infusion offers direct loans and marketplace funding options designed to fit your specific business needs. Whether you're investing in new equipment, funding daily operations, or planning for growth, our streamlined platform and dedicated support team give you quick, easy access to competitive financing- all in one convenient place.
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